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DJF Appraisal Services

Deborah J. Finleon, GIA GG, CMA (NAJA)

Independent Appraiser



Since 2010, DJF Appraisal Services has been providing comprehensive, independent appraisal services to clients in Virginia, Maryland, and the Washington DC metro area.  We do not buy, sell, or broker jewelry, nor do we accept referral commissions.  You may be assured that your appraisal is a truly independent analysis of quality and value. 


We are an accredited Gemological Laboratory.  Available reports include insurance, estate, divorce, donation, and litigation appraisals.  We also offer consultations on matters ranging from pre-sale fair market value to sorting through inherited treasures.  Call today and let us know how we can assist you.

Our Services

DJF Appraisal Services provides comprehensive appraisal and consulting services by appointment, based on an hourly rate.  We happily provide estimates prior to accepting an assignment.  Please call for more information.


Insurance Appraisal

Accepted by All Insurers

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Deborah J. Finleon, GIA GG, CMA (NAJA)

About Me

I am a GIA Graduate Gemologist and Certified Master Appraiser (NAJA), based in the Washington DC Metro area.  I have over twenty years of experience in the jewelry industry ranging from design to retail to appraisal, and am dedicated to providing expert appraisal services while strictly adhering to the highest professional and ethical standards.


In addition to my appraisal practice, I served as inaugural Chair of Education for the National Association of Jewelry Appraisers for eight years.  I continue to serve as an Associate Director of the Association and to assist with the administration of NAJA's online Appraisal Studies Course as Director of Curriculum & Instruction, teaching appraisal theory and methodology, jewelry history, and the specifics of gemstone and jewelry appraising.

Your Visit

Call today to discover how we can best serve you, whether you're seeking a simple insurance report, a full estate appraisal for tax settlement, or a sort through Grandmother's jewelry box.  We will set up a private appointment at our secure premises to complete the process.  Most reports can be provided at the time of the appointment.

You are welcome to stay for the examination of your jewelry, which will be completed while you watch, or you may drop off your items and pick them up at your convenience, along with the completed report. Regardless, your jewelry will be secured at all times and is fully insured when in our possession.

Please call for further details.  703-994-9001

Note: Due to ongoing COVID-19 and seasonal flu concerns, we follow all CDC and Commonwealth of Virginia guidelines as closely as possible within our small office space.  Physical acrylic barriers and extra ventilation have been put into place.  While masks are not required at this time, we reserve the right to ask clients to wear a mask without prior notice, even if guidance does not mandate it on the date of your appointment.

Jewelry Expert


I’ve had many appraisals and this one was performed with exceptional expertise.

- private client

A truly fantastic experience that exceeded my expectations.

- private client

Wonderful experience all around. Deborah is very knowledgeable, nice, and thorough. Highly recommend!

- private client

We enjoyed our time. Appraisal was quick and extremely knowledgeable.
We were very pleased.

- private client


DJF Appraisal Services is proud to be affiliated with the following associations.

Gemological Institute of America (GIA)

Graduate Gemologist

The Gemological Institute of America (GIA) was founded in 1931 with the mission "to protect all buyers and sellers of gemstones by setting and maintaining the standards used to evaluate gem quality."  GIA developed the International Diamond Grading System and the "Four C's," now the industry's standard for diamond quality evaluation.

National Association of Jewelry Appraisers (NAJA)

Certified Master Appraiser

Associate Director
Director of Curriculum and Instruction

Founded in 1981, the National Association of Jewelry Appraisers (NAJA) states as its purpose, "to recognize, and make available, the services of highly qualified, informed, experienced, independent, and professional appraisers of gems and jewelry to those members of the public requiring such expertise."  It is the only appraisal association in the United States devoted solely to the appraisal of gems and jewelry and silver flatware and holloware. (DJF Appraisal Services does not appraise flatware or holloware.)

Accredited Gemologists Association (AGA)

Accredited Senior Gemologist

A nonprofit 501(c)(3) organization, Accredited Gemologists Association (AGA) is dedicated to promoting the highest standards in gemological education, research, and ethics. Internationally respected, this premier gemological organization proudly counts some of the world’s leading gemologists as members.

Association of Independent Jewellery Valuers (AIJV)


The AIJV has a worldwide membership of truly independent jewelry valuers and appraisers. Members abide by a strictly enforced Code of Ethics regarding integrity, conduct, professionalism, and independence. A truly independent valuer does not buy, sell or broker jewelry items, accept referral commissions from retailers, insurance companies or any other agencies, and is not owned by a jeweler, insurance company, or any other industry related agency.


Deborah Finleon

PO Box 11878
Alexandria, VA 22312


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Shades of White Stone

We strive to make our website accessible. We are committed to diversity, inclusion, and meeting the needs of all of our customers, including those with disabilities. We are continually improving our website to comply with the accessibility guidelines in WCAG 2.0 AA. Further accessibility efforts are underway and we continue to update our website to improve accessibility. In the meantime, if the format of any material on our web pages interferes with your ability to access the information, please contact us to request assistance or if you have questions or comments about our website's accessibility.

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